Home Loan EMI Calculator
Calculate your monthly installment from loan amount, interest rate and tenure.
Calculate nowGrihik Tools
Run the numbers before
you make the move.
From your first EMI estimate to the stamp duty on your sale deed - every calculator you need for a property decision in India, in one place.
Before you buy
Work out what you can afford, what you'll owe each month, and what the deal really costs once duty and registration are added.
Home Affordability Calculator
See the price range you can comfortably afford, based on income and existing expenses.
Calculate nowDown Payment Calculator
Find out how much you need to save upfront before you apply for a loan.
Calculate nowLoan Eligibility Calculator
Check how much a lender is likely to approve, based on salary and current EMIs.
Calculate nowStamp Duty & Registration Calculator
Know the exact stamp duty and registration charges for your state before you sign.
Calculate nowProperty Tax Calculator
Estimate the annual property tax you'll owe once you own the home.
Calculate nowHome Loan Prepayment Calculator
See how much interest you save and how much sooner you're debt-free by prepaying.
Calculate nowWhile you rent
Decide whether renting or buying makes more sense right now, and what's a fair rent and deposit for your budget.
Rent vs Buy Calculator
Compare the long-term cost of renting against buying for your situation.
Calculate nowRent Affordability Calculator
Find a rent amount that fits comfortably within your monthly income.
Calculate nowSecurity Deposit Calculator
Calculate the refundable deposit typically expected for your rental agreement.
Calculate nowWhen you invest or sell
Understand your returns, your tax liability, and what a buyer's agent commission will cost you on the way out.
ROI Calculator
Estimate the return on a rental property investment over time.
Calculate nowCapital Gains Tax Calculator
Calculate LTCG/STCG tax owed when you sell a property in India.
Calculate nowRental Yield Calculator
Find your annual rental return as a percentage of the property's value.
Calculate nowProperty Appreciation Calculator
Project your property's future value based on expected annual appreciation.
Calculate nowBrokerage / Commission Calculator
Calculate the agent commission payable on a property sale or purchase.
Calculate nowArea & unit converters
Make sense of the units used in Indian land and plot listings - and what's actually usable inside your flat.
Area Unit Converter
Convert between sq ft, sq yard, acre, hectare, gaj and bigha instantly.
Calculate nowCarpet vs Built-up vs Super Built-up
Understand how much space you actually get to use inside a flat.
Calculate nowOther tools
A few more tools for refinancing, tax savings, and estimating self-construction costs.
Mortgage Refinance Calculator
Check how much you could save by refinancing your existing home loan.
Calculate nowIncome Tax Benefit Calculator
Calculate the tax savings available on your home loan principal and interest.
Calculate nowConstruction Cost Estimator
Estimate the cost of building on a plot, based on area and cost per sq ft.
Calculate nowCommon questions
EMI stands for Equated Monthly Installment - the fixed amount you pay your lender every month until the loan is repaid. It depends on the loan amount, interest rate and tenure.
Stamp duty is charged as a percentage of the property's market value or agreement value, whichever is higher. The exact rate is set by each state government and can range roughly from 3% to 7%.
Carpet area is the actual usable floor space inside your walls. Built-up area adds wall thickness and balconies. Super built-up area further adds a share of common areas like lobbies and staircases.
Yes, every calculator on this page is free, with no sign-up required.